Xero alternative · Hong Kong

The native AI accounting software built for Hong Kong.

HeyBen is the modern alternative to Xero — AI lives inside the ledger, not bolted on through plugins. Auto-categorization, AI OCR for bank statements, multi-entity reporting, and WhatsApp support, all native from day one.

Native AI vs AI adapter

There's a difference between AI in accounting and AI on top of accounting.

The old way

Legacy ledger + AI adapter

Xero was built before modern AI. To add AI, vendors plug in third-party apps — receipt scanners, categorizers, chatbots — each living outside the ledger. The AI sees a copy of your data, suggests an action, then writes back through an API.

  • Fragmented across 3–5 plugins per workflow
  • AI runs after the fact, not at posting
  • Each plugin charges per user, per month
  • Sync gaps, duplicate entries, broken integrations

The HeyBen way

Native AI accounting

HeyBen rebuilt the ledger with AI inside it. Transactions are categorized, matched, and reconciled by the system as they're posted — not by a plugin watching from the outside. One product, one source of truth, one bill.

  • AI runs at the moment of posting
  • One product — no plugin stack to maintain
  • Real-time books, not month-end reconciliation
  • Built in Hong Kong, for Hong Kong businesses

Feature comparison

HeyBen vs Xero, at a glance.

FeatureHeyBenXero
Native AI ledger (not plugin-based) Included Not available
Auto-categorization built in IncludedVia add-ons
Native AI OCR for bank statements IncludedHubdoc / 3rd party
Multi-entity consolidated reporting IncludedSeparate app required
WhatsApp support & chatbot Included Not available
AI assistant for financial queriesNativeLimited / beta
Real-time books IncludedManual reconciliation
Built in Hong Kong Included Not available

What native AI gives you

Six things you stop paying plugins for.

Auto-categorization, native to the ledger

Every transaction is coded as it lands — vendor, account, entity, project. Not a suggestion in a sidebar. Your books are categorized when you open them, not after you click through 200 review screens.

Native AI OCR for bank statements

Drop in a PDF bank statement and HeyBen extracts every line, matches it to the ledger, and reconciles. No Hubdoc, no third-party scanner subscription, no CSV gymnastics.

Multi-entity reporting, out of the box

Run a group with HK, BVI, and Singapore entities? Consolidated P&L and balance sheet are one click — not a separate consolidation app stitched on top of Xero.

WhatsApp support & AI financial chatbot

Ask 'what was our gross margin last month?' on WhatsApp. Get a real answer from your real books. Send a receipt photo — it's posted. Talk to a human when you need one.

Real-time books, not month-end panic

Because AI runs inside the ledger, books are always current. No more closing the month by reconciling four weeks of plugin sync errors.

One product, one bill

Replace your Xero + Hubdoc + Dext + consolidation app + chatbot stack with one HK-built product. No per-plugin per-user creep.

FAQ

Questions, answered.

Why switch from Xero to HeyBen?+

Xero is a great legacy ledger, but its AI capabilities arrive through third-party plugins. HeyBen rebuilt the ledger with AI inside it — so categorization, OCR, reconciliation, and reporting are native, real-time, and don't require a stack of paid add-ons.

What does 'native AI accounting' actually mean?+

Native means AI is part of the ledger itself. Transactions are coded and matched at the moment they're posted, by the same system that holds your books. AI adapters, by contrast, watch the ledger from the outside and write back through an API — slower, fragmented, and prone to sync errors.

Can HeyBen handle multi-entity HK groups?+

Yes. Multi-entity consolidated reporting is built in. Add as many entities as you need on the Growth and Group plans — no separate consolidation tool required.

How does WhatsApp support work?+

Message HeyBen on WhatsApp to ask financial questions, send receipts, or get help from a real person. The AI chatbot answers questions from your live books; humans step in when needed.

Can I migrate from Xero?+

Yes. On the Group plan, onboarding and migration are included. For Starter and Growth, our team helps you import your chart of accounts, opening balances, and historical transactions.

See HeyBen in action

The Hong Kong-built Xero alternative.

Book a 20-minute demo. See native AI accounting on your own books — and what you'd stop paying plugins for.

Built in Hong Kong. Native AI accounting software for SMBs and the accountants who serve them.